As a potential property buyer, it’s crucial to ensure that the property you’re interested in is legally owned by the seller. This can be done through a search for property ownership, also known as title search, which involves investigating public records and documents related to the property.
Here are some steps you can follow to do a thorough search for property ownership:
Step 1: Gather Basic Information
Before starting your search, make sure you have basic information about the property such as the address, lot and block number, or legal description. You can find this information on the deed or ask the seller.
Step 2: Visit the Land Registry Office in Your County
The county recorder’s office is where all property records are kept. You can visit the office in person or search online through their website. Some counties have not yet activated online searches, so it’s best to check beforehand.
The charges for a search may vary depending on the county, but it’s usually a small fee from around Ksh 1000 to Ksh 2000. In some counties like Nairobi, one can search online, so it’s important to check.
Step 3: Look for Deeds and Liens
Once you’re at the land registry office, start by looking for deeds. A deed is a legal document that shows ownership of the property.
Make sure to check for any liens or encumbrances on the property as well. These can include mortgages, taxes owed, or any pending legal issues that could affect your purchase.
Step 4: Check for Tax Assessments
Property taxes are an important consideration when buying real estate. You can find information about tax assessments in the land registry office. This will give you an idea of how much property taxes you’ll be responsible for as the new owner.
Step 5: Search Court Records
In some cases, court records may also provide information about property ownership. This is especially important if there are any ongoing legal disputes involving the property.
Step 6: Hire a Professional to Search for Property Onwership Documents for You
If you’re not comfortable doing a property ownership search on your own, or if you need more thorough and detailed information, it’s best to hire a professional title company or attorney to assist you.
Aruba Lands Investments understands the importance of conducting a comprehensive property ownership search and can provide valuable assistance in this process. They have experience working with local land registry offices and can help you obtain all the necessary information for your potential real estate investment.
Conclusion
In conclusion, it’s crucial to thoroughly research the property ownership before making any real estate purchase. By following the steps outlined in this guide, you can ensure that you have all the necessary information to make an informed decision.
Remember to also consult with professionals, such as Aruba Lands Investments, for additional support and guidance in this process. With proper due diligence, you can confidently invest in a property that meets your needs and aligns with your financial goals. Contact our team today to ascertain you acquire a property with no incumbrances.